Consumer Groups Push for Expanded Rights to Sue Financial Firms …
Consumer Groups Push for Expanded Rights to Sue Financial Firms. Posted by admin in Business on 05 22nd, 2009 | no responses. Consumer groups are lobbying the Obama Administration to expand the ability of consumers to file lawsuits … read more…
Consumer Groups Push for Expanded Rights to Sue Financial Firms …
Consumer groups are lobbying the Obama Administration to expand the ability of consumers to file lawsuits against financial companies that sell them mortgages, credit cards, home equity loans and other financial products that fail to … read more…
READY A Failure of Criticism (X): New Regulation of Banking …
Eliminating the financing of bank regulatory agencies by fees paid by the regulated firms should be considered. That method of financing regulation creates a conflict of interest because financial firms can, often by a minor change in … read more…
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Enlightened Financial Freedom Using Real Estate
Enlightened Financial Freedom is something that I enjoy and live to share with the world. That is why I am sharing this with you today. Don’t get me wrong. I am not a millionaire, but will be someday…. read more…
Some Pre-Paid Legal Services For Small Business
If you are operating your own business, you cannot afford to go it alone when it comes to legal matters. The ever increasing complexities of law, spiralling costs of lawsuits and the proliferation of … read more…
Should You Change Jobs Now?
Sometime during a job search, many people ask me whether they should consider a change of career. Before I answer, I always ask, ?Why are you considering a change?? Their answer tends to be one of thr… read more…
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Mortgage Modification Solve Credit Problems
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Open Question: I am afraid of this older guy’s intentions..should I be?
This guy I met is the vice president of a private equity firm. Upon meeting him, he told me how gorgeous I was, etc..and I was quite fattered. Then I looked him up on facebook and saw clues revealing his possible (older) age. So I messaged him saying:
“how old are you? I’m 18. 
do you usually go out with people my age or am I different? lol”
and he messages me back saying:
“Lol. I’m 29. No I don’t usually go out with people your age but I figure it couldn’t hurt to give it a shot As long as I don’t start talking about financial crisis and you don’t start talking about your prom we should be fine ”
What do you think? I mean..we haven’t even gotten to know eachother and he wants to start going out with me? He even made a joke about our differences..it seems like he is already anticipating that I know nothing about his work anyway(which I don’t).
**flattered lol
Open Question: Can you find the secret message, Ten points mentally strong people.?
First one to say the secret word will win best answer/10 pnts, but you have to be prepared to go through the pain of reading it.
HERE goes…The primary accounting professional association in the U.S. is the American Institute of Certified Public Accountants (AICPA). The AICPA prepares the Uniform CPA Examination, which must be completed in order to become a certified public accountant. To be eligible to become a CPA, one needs an undergraduate degree in any major with 150 credit hours of course work. Of these 150 credit hours, a minimum of 36 credit hours must be in accounting. Only about 10% of those taking the CPA exam pass it the first time.
The purpose of accounting is to provide the information that is needed for sound economic decision making. The main purpose of financial accounting is to prepare financial reports that provide information about a firm’s performance to external parties such as investors, creditors, and tax authorities. Managerial accounting contrasts with financial accounting in that managerial accounting is for internal decision making and does not have to follow any rules issued by standard-setting bodies. Financial accounting, on the other hand, is performed according to the secret word is exactly 19 words onwards from the fullstop. Generally Accepted Accounting Principles In order that financial statements report financial performance fairly and consistently, they are prepared bobapple according to widely accepted accounting standards. These standards are referred to as Generally Accepted Accounting Principles, or simply GAAP. Generally Accepted Accounting Principles are those that have “substantial authoritative support”. guidelines.Many small businesses utilize an accounting system that recognizes revenue and expenses on a cash basis, meaning that neither revenue nor expenses are recognized until the cash associated with them actually is received. Most larger businesses, however, use the accrual method.
Under the accrual method, revenues and expenses are recorded according to when they are earned and incurred, not necessarily when the cash is received or paid. For example, under the accrual method revenue is recognized when customers are invoiced, regardless of when payment is received. Similarly, an expense is recognized when the bill is received, not when payment is made.
did you get it? write the secret word to win.
WE HAVE A WINNER! i cant give you best answer yet cas it isnt activated
gotta wait 4 some hours
Open Question: finance questions? can someone help please?
Finance questions?
The partnership form of an organization
A. avoids the double taxation of earnings and dividends found in the corporate form of organization.
B. usually provides limited liability to the partners.
C. (has unlimited life.)
D. simplifies decision making.
The primary disadvantage of accrual accounting is that
A. (it does not match revenues and expenses in the period in which they are incurred.)
B. it does not appropriately measure accounting profit.
C. it does not recognize accounts receivable.
D. it does not adequately show the actual cash flow position of the firm.
Which of the following would represent a source of funds and, indirectly, an increase in cash balances?
A. a reduction in accounts receivable
B. the repurchase of shares of the firm’s stock
C. a decrease in net income
D. a reduction in notes payable
The Bubba Corp. had earnings before taxes of $200,000 and sales of $2,000,000. If it is in the 50% tax bracket its after-tax profit margin is:
A. 5%
B. 12%
C. 20%
D. 25%
______________________________________…
A firm utilizing LIFO inventory accounting would, in calculating gross profits, assume that
A. all sales were from current production.
B. all sales were from beginning inventory.
C. sales were from current production until current production was depleted, and then use sales from beginning inventory.
D. all sales were for cash.
The degree of financial leverage is concerned with the relation between
A. changes in volume and changes in EPS.
B. changes in volume and changes in EBIT.
C. changes in EBIT and changes in EPS.
D. changes in EBIT and changes in operating income.
Which of the following is concerned with the change in operating profit as a result of a change in volume?
A. Financial leverage
B. Break-even point
C. Operating leverage
D. Combined leverage
A weakness of breakeven analysis is that it assumes:
A. revenue and costs are a linear (constant) function of volume.
B. prices and costs increase when the economy is strong and confidence is high.
C. cost of goods sold goes up as revenue increases.
D. there is no weakness.
1. A corporate buy-back, or the repurchasing of shares, is
A) an example of balance sheet restructuring.
B) an excellent source of profits when the firm’s stock is over-priced.
C) a method of reducing the debt-to-equity ratio.
D) all of the above
2. A corporate restructuring can result in
A) changes in the capital structure
B) selling of low-profit margin divisions
C) reductions in the work force
D) all of the above
3. A corporation is
A) owned by stockholders who enjoy the privilege of limited liability.
B) easily divisible between owners.
C) a separate legal entity with perpetual life.
D) all of the above.
4. A financial manager’s goal of maximizing current or short-term earnings may not be
appropriate because
A) it fails to consider the timing of the benefits.
B) increased earnings may be accompanied by unacceptably higher levels of risk.
C) earnings are subjective; they can be defined in various ways such as accounting or
economic earnings.
D) all of the above.
5. A Subchapter S corporation
A) is similar to a partnership in that is carries unlimited liability.
B) is a separate legal entity which is treated like a normal corporation.
C) has all the organizational benefits of a corporatio n and its income is only taxed
once.
D) all of the above.
6. Capital markets do not include which of the following securities:
A) common stock
B) commercial paper
C) government bonds
D) preferred stock
7. Corporations can reduce portfolio risk by
A) narrowing their focus on one successful product.
B) merging with companies in unrelated industries.
C) repurchasing their own stock.
D) all of the above.
1.A firm has $1,000,000 in its common stock account and $2,500,000 in its paid- in capital
account. The firm issued 100,000 shares of common stock. What was the original issue
price if only one stock issue has ever been sold?
A) $35 per share
B) $25 per share
C) $10 per share
D) Not enough information to tell
2.A firm has $2,000,000 in its common stock account and $20,000,000 in its paid- in capital
account. The firm issued 500,000 shares of common stock. What is the par value of the
common stock?
A) $40 per share
B) $44 per share
C) $4 per share
D) $3.00 per share
3.A statement of cash flows allows a financial analyst to determine
A) whether a cash dividend is affordable.
B) how increases in asset accounts have been financed.
C) whether long-term assets are being financed with long-term or short-term financing.
D) all of the above
4.Book value of a firm
A) is usually the same as the firm’s market value.
B) is based on current asset costs.
C) is the same as net worth.
D) two of the above.
5.Depreciation is a source of cash inflow because
A) it is a tax-deductible noncash expense.
Middle East banks and financial services firms take center stage at London Stock Exchange http://tinyurl.com/pgrvvm
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- the primary disadvantage of accrual accounting is that
- A firm has $1 000 000 in its common stock account and $2 500 000 in its paid-in capital account The firm issued 100 000 shares of common stock What was the original issue price if only one stock issue has ever been sold?
- A firm has $2 000 000 in its common stock account and $20 000 000 in its paid-in capital account The firm issued 500 000 shares of common stock What is the par value of the common stock?
- The Bubba Corp had earnings before taxes of $200 000 and sales of $2 000 000 If it is in the 50% tax bracket its after-tax profit margin is:
- a corporate buy-back or the repurchasing of shares is
- A firm utilizing LIFO inventory accounting would in calculating gross profits assume that
- A financial managers goal of maximizing current or short-term earnings may not be appropriate because
- A firm has $1 500 000 in its common stock account and $1 000 000 in its paid-in capital account The firm issued 100 000 shares of common stock What was the original issue price if only one stock issue has ever been sold?
- The Bubba Corp had earnings before taxes of $200 000 and sales of $2 000 000 If it is in the 50% tax bracket its after-tax profit margin is
- what is the primary disadvantage of accrual accounting
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